Care Resource Planning was founded with the goal of assisting clients in every aspect of their financial life. Our trusted partnership allows us to successfully navigate each client through life's most important journeys, thus earning us a solid reputation in our industry. We create a customized plan for your financial stability in retirement.

 

Accredited VA Claims Agent

Accreditation is the authority granted by the Department of Veterans Affairs to an individual who represents veterans with claims for benefits and for any issues associated with those issues. Accreditation is essentially a federal license for assisting veterans with their benefits. No individual can assist veterans on a regular basis without being authorized by the Veterans Administration to provide this assistance. Beware of non-accredited agents trying to represent you; they are in violation of federal law. Be sure the Claims Agent you choose to represent you can be found on the Department of Veterans Affairs Accreditation list. As well as being having an Accredited VA Claims Agent, we utilize an Accredited Agents Compliance Program for Home Care Agencies and Assisted Living Facilities. This program educates the facilities that it is against federal law to work with a non-accredited agent.

 

Healthcare /Medicaid Planning

93% of all Americans are exposed unnecessarily to healthcare risk, and would be completely wiped out if a loved one experienced a long term care incident. You don’t have to go broke to spend down your assets to qualify for 100% healthcare benefits. We assist in the preparation for applying for Medicaid as well as assist with the application process. We use our financial expertise along with our legal resources to create an individualized plan to convert excess income into non countable assets, to ensure the best possibility of acceptance into the Medicaid program. Medicaid eligibility is extremely complicated and even simple errors can result in a denial which can be devastating to the health and happiness of the applicant, their caregivers and family members. Our goal is to preserve a family’s limited assets to ensure the next generation can live in a home and afford an education.

 

Insurance Products

Unlike traditional health insurance, long term care insurance is designed to cover long-term services and supports, including personal and custodial care in a variety of settings such as your home, a community organization, or other facility. Long-term care insurance policies reimburse policy holders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing, or eating.  You can select a range of care options and benefits that allow you to get the services you need, where you need them. We can assist you in selecting a policy that is just right for your individual situation.

 

Estate Planning

state planning involves deciding how you want your assets distributed after you die (or become unable to make your own financial decisions). Believe it or not, you have an estate. In fact, nearly everyone does. Your estate is comprised of everything you own— your car, home, other real estate, checking and savings accounts, investments, life insurance, furniture, personal possessions. No matter how large or how modest, everyone has an estate and something in common—you can’t take it with you when you die. Estate planning can be complicated, so it is best to consult a financial advisor. It’s important to have a basic estate plan in place regardless of your net worth.

 

Investment Advisory

An investment advisor is an individual or a firm that is in the business of giving advice about financial planning to clients. Most financial planners are investment advisors, but not all investment advisors are financial planners. Some financial planners assess every aspect of your financial life—including saving, investments, insurance, taxes, retirement, and estate planning—and help you develop a detailed strategy or financial plan for meeting all your financial goals.

 

Others call themselves financial planners, but they may only be able to recommend that you invest in a narrow range of products, and sometimes products that aren’t securities. We are both financial planners as well as investment advisors making us able to provide you with the most complete financial solutions and the most extensive product options.

 

 

 

 

Our Complete List of Services

• Social Security Planning

• Retirement Planning

• Insurance Planning

• Wealth Transfer Strategies

 • College Planning

• Charitable Giving • IRAs

• Annuities (Variable, Fixed, Indexed)

• Mutual Funds

• Investment Products (401k, REITs, etc)

• Personal Life Insurance

• Business Insurance Planning

• Disability Income Insurance

• Long Term Care Insurance

• Employment Retirement Rollovers

 

 

All the right services to

 get the job done.